Terms of Service
Effective Date: March 15, 2026
Introduction and Acceptance
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Stellarius Capital OÜ, a limited liability company duly incorporated and registered under the laws of the Republic of Estonia with registry code 16448375 and registered office at Harju maakond, Tallinn, Kesklinna linnaosa, Narva mnt 5, 10117, Estonia ("Company," "we," "us," or "our"). These Terms govern your access to and use of the website located at stellarius.com (the "Website") and the subscription-based informational services provided thereon (collectively, the "Service").
By accessing or using the Service, including but not limited to browsing the Website, creating an account, or subscribing to our grain marketing signals, you represent and warrant that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, Cookie Policy, and any other policies or notices incorporated herein by reference (collectively, the "Agreement"). If you do not agree to these Terms, you must immediately cease all use of the Service.
We reserve the right to modify these Terms at any time. Any such modifications will be effective upon posting the revised Terms on the Website, with the updated effective date indicated above. Your continued use of the Service following any changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.
These Terms comply with applicable laws of the Republic of Estonia and the European Union, including the Estonian Consumer Protection Act, Obligations Act, and the EU E-Commerce Directive (2000/31/EC), as well as relevant United States federal and state laws, including general principles of contract law and consumer protection statutes. In the event of any conflict between these Terms and mandatory local laws, the latter shall prevail to the extent required.
Description of the Service
The Service provides subscription-based access to informational signals related to grain marketing trends, derived from publicly available data and general market observations. These signals are delivered weekly via email and are intended solely for educational and informational purposes, particularly for users in the agricultural sector, such as US farmers. The signals are not personalized and do not constitute financial, investment, trading, or professional advice of any kind.
We emphasize that the Service is not regulated as a financial service under Estonian, EU (e.g., MiFID II Directive 2014/65/EU), or US laws (e.g., Securities Exchange Act of 1934 or Commodity Exchange Act). The Company is not a registered investment advisor, broker-dealer, or commodity trading advisor with any regulatory authority, including the US Securities and Exchange Commission (SEC) or Commodity Futures Trading Commission (CFTC). Users are solely responsible for their own decisions and should consult qualified professionals for any financial or investment-related matters.
Eligibility and Account Registration
To use the Service, you must be at least 18 years of age (or the age of majority in your jurisdiction, if higher) and possess the legal capacity to enter into binding contracts. By using the Service, you represent and warrant that you meet these eligibility requirements.
Certain features of the Service, such as subscriptions, require you to create an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities occurring under your account. You must notify us immediately of any unauthorized access or use.
We reserve the right to refuse or terminate accounts at our sole discretion, without liability.
Subscriptions, Payments, and Cancellations
a. Subscriptions: Access to grain marketing signals is provided on a subscription basis, with plans and pricing as displayed on the Website (inclusive of applicable taxes, such as VAT for EU residents). Subscriptions are recurring and automatically renew unless canceled.
b. Payments: All payments are processed through secure third-party payment processors. By providing payment information, you authorize us to charge the applicable fees. You represent that you are authorized to use the payment method provided.
c. Cancellations and Refunds: You may cancel your subscription at any time via your account settings or by contacting us. Cancellations take effect at the end of the current billing period, with no prorated refunds. For EU/EEA residents, pursuant to the EU Consumer Rights Directive (2011/83/EU) as implemented in Estonian law, you have a 14-day right of withdrawal from the date of subscription commencement, provided you have not expressly consented to immediate access to digital content (e.g., signals), which waives this right. Refunds, if applicable, will be processed within 14 days using the original payment method.
d. Price Changes: We may adjust pricing upon reasonable notice (at least 30 days for EU residents). Continued use after changes constitutes acceptance.
e. Taxes: You are responsible for any applicable taxes, duties, or fees imposed by your jurisdiction.
User Conduct and Obligations
You agree to use the Service solely for lawful purposes and in compliance with these Terms. Prohibited conduct includes, but is not limited to:
Copying, distributing, or reproducing any content from the Service without our express written consent.
Using the Service for commercial purposes other than as intended (e.g., reselling signals).
Engaging in fraudulent, abusive, or harmful activities, including transmitting viruses or interfering with the Service.
Violating any applicable laws, including US export controls or EU sanctions.
Impersonating others or providing false information.
You grant us a non-exclusive, royalty-free license to use any feedback or suggestions you provide regarding the Service.
Intellectual Property Rights
All content on the Service, including text, graphics, signals, and software (collectively, "Content"), is owned by us or our licensors and protected by intellectual property laws, including copyright, trademark, and trade secret laws of Estonia, the EU (e.g., Directive 2001/29/EC), and the US (e.g., Copyright Act of 1976).
Subject to your compliance with these Terms, we grant you a limited, revocable, non-transferable, non-sublicensable license to access and use the Content for personal, non-commercial purposes. No other rights are granted.
Disclaimers
THE SERVICE AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE FROM VIRUSES.
THE GRAIN MARKETING SIGNALS ARE INFORMATIONAL ONLY AND DO NOT CONSTITUTE FINANCIAL ADVICE, INVESTMENT RECOMMENDATIONS, OR FORECASTS. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. MARKETS ARE VOLATILE AND SUBJECT TO UNPREDICTABLE FACTORS. YOU ASSUME ALL RISKS ASSOCIATED WITH USING THE SIGNALS AND SHOULD NOT RELY ON THEM FOR ANY DECISIONS WITHOUT INDEPENDENT VERIFICATION AND PROFESSIONAL CONSULTATION.
TO THE EXTENT PERMITTED BY LAW, WE DISCLAIM ANY LIABILITY FOR LOSSES ARISING FROM RELIANCE ON THE SERVICE, INCLUDING BUT NOT LIMITED TO FINANCIAL LOSSES IN GRAIN MARKETS.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, INCLUDING ESTONIAN AND EU CONSUMER PROTECTION LAWS (WHICH MAY NOT ALLOW FULL EXCLUSION FOR CONSUMERS), NEITHER WE NOR OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM OR RELATED TO THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM. THIS LIMITATION APPLIES REGARDLESS OF LEGAL THEORY (CONTRACT, TORT, OR OTHERWISE).
Indemnification
You agree to indemnify, defend, and hold harmless the Company and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the Service, violation of these Terms, or infringement of third-party rights.
Termination
We may suspend or terminate your access to the Service at any time, with or without cause, including for violations of these Terms. Upon termination, your rights to use the Service cease immediately, and any outstanding obligations (e.g., payments) remain due. Sections surviving termination include Disclaimers, Limitation of Liability, Indemnification, Governing Law, and any others that by nature should survive.
Governing Law and Dispute Resolution
These Terms are governed by the laws of the Republic of Estonia, without regard to conflict of laws principles.
For EU/EEA residents: Any disputes shall be resolved in the courts of Tallinn, Estonia. You may also use alternative dispute resolution mechanisms, such as the EU Online Dispute Resolution platform or the Estonian Consumer Disputes Committee.
For US residents: You agree to binding arbitration in Tallinn, Estonia, under the rules of the International Chamber of Commerce (ICC), waiving any right to class actions or jury trials. Notwithstanding, small claims may be pursued in appropriate courts.
Miscellaneous
a. Severability: If any provision is held invalid, the remainder shall remain in effect. b. Waiver: No waiver of any term shall be deemed a further or continuing waiver. c. Assignment: We may assign these Terms without your consent; you may not assign without our written consent. d. Force Majeure: We are not liable for delays due to events beyond our control (e.g., natural disasters). e. Entire Agreement: These Terms constitute the entire agreement, superseding prior understandings.
Contact Information
For questions or notices regarding these Terms, please contact us at:
Stellarius Capital OÜ Email: info [at] stellarius.com
We will respond in accordance with applicable laws.